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The Value of Being Proactive: How to Protect What Matters Most without Breaking the Bank

Posted: August 26, 2014

Do you consider yourself a proactive homeowner? Until you lose something valuable, you may not realize how important home protection is; which is why you need to be proactive about your home security. You’ve worked hard to provide a comfortable home for your family, and they deserve to feel safe in their own home. While top-notch home security systems cost a lot of money, it doesn’t mean you need to empty out your bank account in order to have home protection. Sure, you may feel safe and sound in your neighborhood, but it doesn’t mean burglars aren’t going to snoop around and get into some trouble. Crime can happen anywhere, and so can floods, fires, and carbon monoxide leaks. A smart homeowner doesn’t roll those dice. They stay proactive and secure from the get-go. The value of being proactive isn’t just about saving money; it’s understanding that the small cost of home security can outweigh the potential loss during a home robbery.

Start with the Basics

Anything is better than nothing. If you’re cautious about spending the extra dime on a new home security system, start small. Ask potential providers about beginner options that have room to add on. In some cases, you can take advantage of special pricing to upgrade your current system for little to no extra monthly fees. Basic home security systems can still help deter unwanted guests from entering your home and do so much more. The right amount of security for you will depend on your needs and comfort levels. Shop around and find good deals on basic packages, and maybe talk about adding other features to your current package. You can even find DIY home security systems that allow you to save your wallet while still getting the security you need.

Security in Disguise

You don’t have to spend a lot of money to install a full-blown camera system on your property—though these do come in handy. You can buy relatively inexpensive false cameras to set up around the outside of your home to create little extra deterrents. If a burglar sees a camera, they’re probably going to high-tail it outta there. The same goes for inexpensive gadgets like a TV light that emits a light resembling a TV. This can be a great deterrent to potential robbers, as they will see this, and think somebody is awake, and may opt out of breaking in.


Adding a physical boundary between your property and public space can help keep burglars away from your house. Fencing is a lasting home security feature that usually requires minimal upkeep, making it very affordable in the long run. Chain link fencing is the cheapest, but tall wooden fences can help keep uninvited visitors out while giving your property a little privacy.

Be Smart About What You Show

Sometimes, home protection isn’t always about having an electrical system installed into your home -- it’s about the way you present your home. If you’re taking the box of a brand-new TV out to the curb two days before garbage day, you’re pretty much giving all home robbers two days to pick up on the fact that you’re the proud owners of that new TV. If you’re not drawing blinds and closing window curtains before bed or while you’re gone during the day, you’re literally allowing these burglars to window shop. If they like what they see, you might be their next target.

Get Homeowner’s/Renter’s Insurance

Home owners’ and renter’s insurance covers your home and your belongings. Obviously, this insurance can’t prevent intruders from entering your home, but in the event that your home is robbed, having insurance can ease the traumatic event. Many insurance plans will cover the replacement of any damaged or stolen items, and the plans typically cover repairs needed should a tree branch fall on your roof, for example. If you rent your home, your landlord probably required you to get renter’s insurance before you moved in, but this isn’t always the case. Homeowner’s insurance isn’t a requirement when you purchase a home, but it’s an essential part of owning a home properly. Both forms of insurance are relatively inexpensive and are worth procuring no matter the cost. Home security doesn’t have to cost a fortune. Any protection is better than no protection. As long as you’re cautious and put some security measures in place, then you’re taking steps in the right direction.