Posted: October 27, 2017
Halloween is right around the corner. For some, this holiday signifies a day greater than Christmas. The elaborate face painting and collaborative costumes make it a fun way to commemorate this spooky holiday. What isn’t so fun is having to make an insurance claim or clean up the damage from some Halloween vandalism or pranks gone awry. Here are some harrowing Halloween stats:
On average, crimes related to theft away from home jump by 21% on Halloween
Insurance claims for theft inside the home are approximately 60% higher due to Halloween shenanigans
Claims related to vandalism raise by 19% because of Halloween mischief
On Halloween night, car theft increases by about 5%
Halloween had the highest average number of insurance claims for any day of the year.
Insurance companies see an uptick in claims the day after Halloween. As is evidenced by the numbers, there is a spike in crimes related to vandalism, property crime, and mischief. While these are vague categories, one trend emerges: Your property is typically the target.
To avoid becoming part of these statistics, you can take a few extra precautionary measures to get your home ready for trick-or-treaters, and to prepare for the less desirable tricksters. Here are some Halloween home safety tips for this coming Fright night.
The trick: 5% increase in car theft, two times more likely to fall victim to car vandalism
The treat: Preventing vandalism and costly insurance claims for vehicle damage
According to the Highway Loss Data Institute (HDLI), your vehicle is almost twice as likely to get vandalized on Halloween night. And we aren’t talking about a simple egging or a smattering of toilet paper. The same study cites “The average cost per claim was $1,528…” Needless to say, most damage requires more than a light cleaning.
A report from the National Insurance Crime Bureau (NICB) illustrates that vandalism is not the only damage you are likely to see on Halloween. There is also a 5 percent increase in car theft on the last day of October.
To help avoid a massive mess or a missing car on the first brisk day of November, try out our Halloween tips:
Ensure an easy November 1st commute by keeping your car protected with these Halloween tips.
The trick: Theft inside the home goes up by 60%
The treat: Keeping your loved ones and valuables protected from pranksters
According to an article posted by USA Today, there is a significant increase in burglaries and theft from homes on Halloween. The articles states that “Insurance claims due to theft inside the home go up by a whopping 60%.” Normally, a largely populated area is your friend when it comes to burglary prevention. But with such a large influx of children carting pumpkin buckets, it can be easy to drop your guard.
Whether your neighborhood is booming with costumed characters or relatively quiet, there are a few precautions you can take to help protect your home. Try out these Halloween safety tips:
These easy Halloween tips help you prevent pranks to your home and property.
The trick: Malicious mischief (and other types of vandalism) jump 19% on Halloween
The treat: Ensuring your kids have a spooky, but safe, Halloween experience
If you are leading the charge of carting the kiddos around for candy, you’ll want to prepare for personal safety. These Halloween tips can help you hone your protective parent skills:
Staying safe means you can gather more goodies. Practice our smart Halloween tips to help protect those things that matter the most.